Apply for a personal loan
A personal loan is an amount of money you can borrow to use for a variety of purposes. For instance, you may use a personal loan to consolidate debt, pay for home renovations, or plan a dream wedding.
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When applying for a personal loan, you will need to submit the following documents:
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PAN Card
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Identity proof (Aadhaar Card, Driving licence, Passport, Voter ID, etc.)
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Signature Proof (Passport, PAN card, etc.)
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Address proof (Passport copy, Aadhaar card, driving licence, utility bill – gas or electricity bill, Voter ID, ration card, rent agreement, etc.)
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Bank statements of the past 6 months
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As a salaried individual, you additionally need to submit the following:
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Salary slips for the last three months
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Income tax returns OR form 16
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As a self-employed individual, you additionally need to submit the following (for self / business entity as applicable):
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Balance sheet and profit and loss account, income computation for the last 2 years
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Income Tax Returns for the last 2 years
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Business proof (License, registration certificate, GST number)
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IT Assessment OR Clearance Certificate
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Income Tax Challans OR TDS Certificate (Form 16A) OR Form 26 AS for income declared in ITR
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